Scam Alerts

Knowledge is the best way to protect yourself from getting scammed!

We live in a world where things are not always what they seem. In the financial world, scammers will take advantage of your trust to try to obtain your sensitive personal information. Don't become a victim of financial fraud by using some of the tips below.
  • MECECU will never call you and ask you for your:
    • Card number
    • Card PIN
    • 3 digit code on the back of your card
    • Card expiration date
    • Online banking username or password
    • Your full social security number.
  • Be cautious of solicited calls and emails claiming to be MECECU staff.  If we need to get ahold of you, we will leave you a voicemail.  Or you can call us at 573-634-2595 to confirm we are trying to reach you.
  • The card fraud center will request a response for potential fraud by detailing the charge and asking for a “V” for valid or a “F” for fraud.  They will do so through text first, then email and finally a call.
  • Never give someone else your online credentials or PIN number to your debit card.
  • If something seems suspicious about a call, text or email, always contact the source independently through a reputable website.
  • Don’t click on links when you are not expecting one or from untrusted sources.
  • Never click on ads in social media pages to make a purchase. Often times, those ads will push you towards a fake website that is looking to obtain your card information.
  • Be cautious paying someone using Venmo, PayPal, CashApp, or other person-to-person payment methods.  Once you pay someone, it is nearly impossible to get the money back if it is a scam.
  • If someone is asking you to purchase gift cards and send them the gift card information, be aware that this is likely a scam.
  • Monitor your account activity to catch any fraudulent transactions as soon as possible.
  • Keep all passwords in a safe location that only you are aware of.
  • Do not accept money from a source that you are not expecting money from.  A money mule scam is where someone sends you fraudulent funds and then asks you to send a portion of the funds to someone else, likely in gift cards or via wire transfer.  Always verify the source of a check if you are unaware of its purpose or origin.
  • Do not click on a link or provide any codes to a “Credit Union employee”.  The caller ID may say it is the Credit Union, but it could be a spoofed number.  We will not send you a link or ask for a code by phone.
  • If you think you have been scammed, here is an excellent resource: https://consumer.ftc.gov/articles/what-do-if-you-were-scammed