Rates

  • Checking & Savings

    • Checking & Savings

    Account TypeRateAPY
    Savings0.75% (Up to $100,000.00)0.75%Open
    Savings1.25% (greater than $100,000.001.26%Open
    Checking0.25%0.25%Open
    Health Savings (HSA)2.00% (Up to $10,000.00)2.02%
    		Apply Now
    Health Savings (HSA)1.00% (greater than $10,000.00)1.00%Apply Now
    Christmas Club*1.00%*Dividends pay annually on September 30thOpen
    Vacation Club*1.00%*Dividends pay annually on April 30thOpen
    My Club*1.00%Open
    Dec - March Club*1.50%Open
    *Club Account Dividends pay annually on maturity date with a maximum deposit limit of $10,000.00.
    Print rates

  • Certificates (CDs)

    • Certificates (CDs)

    MaturityMinimum Deposit*RateAPY
    3 Months$5001.75%1.76%
    3 Months Jumbo$10,0001.85%1.86%
    3 Months Jumbo+$100,0001.90%1.91%
    6 Months$5002.75%2.78%
    6 Months Jumbo$10,0002.85%2.88%
    6 Months Jumbo+$100,0002.90%2.93%
    12 Months$5003.00%3.03%
    12 Months Jumbo$10,0003.10%3.14%
    12 Months Jumbo+$100,0003.15%3.19%
    18 Months$5003.00%3.03%
    18 Months Jumbo$10,0003.10%3.14%
    18 Months Jumbo+$100,0003.15%3.19%
    24 Months$5003.30%3.34%
    24 Months Jumbo$10,0003.40%3.44%
    24 Months Jumbo+$100,0003.45%3.49%
    36 Months$5003.35%3.39%
    36 Months Jumbo$10,0003.45%3.49%
    36 Months Jumbo+$100,0003.50%3.55%
    48 Months$5003.40%3.44%
    48 Months Jumbo$10,0003.50%3.55%
    48 Months Jumbo+$100,0003.55%3.60%
    60 Months$5003.75%3.80%
    60 Months Jumbo$10,0003.85%3.91%
    60 Months Jumbo+$100,0003.90%3.96%
    *Dividends are paid quarterly and Child CDs ( for members under the age of 18) may be opened with a minimum of $100.00.

  • IRA & HSA CDs

    • IRA & HSA Certificates

    MaturityMinimum DepositRatesAPY
    3 Months$5001.75%1.76%Get Started
    3 Months Jumbo IRA$100,000 1.90%1.92%Get Started
    6 Months$5002.75%2.78%Get Started
    6 Months Jumbo IRA$100,000 2.90%2.94%Get Started
    12 Months$5003.00%3.04%Get Started
    12 Months Jumbo IRA$100,000 3.15%3.20%Get Started
    18 Months$5003.00%3.04%Get Started
    18 Months Jumbo IRA$100,000 3.15%3.20%Get Started
    24 Months$5003.30%3.35%Get Started
    24 Months Jumbo IRA$100,000 3.45%3.51%Get Started
    36 Months$5003.35%3.40%Get Started
    36 Months Jumbo IRA$100,000 3.50%3.56%Get Started
    48 Months$5003.40%3.45%Get Started
    48 Months Jumbo IRA$100,000 3.55%3.61%Get Started
    60 Months$5003.75%3.82%Get Started
    60 Months Jumbo IRA$100,000 3.90%3.97%Get Started
    *Dividends are paid monthly. IRA Share accounts pay monthly dividends at the same rate as Savings accounts.

  • Auto & Motorcycle

    • Auto & Motorcycle Loans

    YearTermRateRate with Maximum Discount*
    2021 – 202336 Months8.25%5.0%Apply Now
    2021 – 202360 Months8.75%5.50%Apply Now
    2021 – 202372 Months9.25%6.0%Apply Now
    2021 – 202384 Months10.25%7.0%Apply Now
    2020 & Older36 Months9.0%5.75%Apply Now
    2020 & Older48 Months9.25%6.0%Apply Now
    2020 & Older60 Months9.50%6.25%Apply Now
    2020 & Older72 Months10.50%7.25%Apply Now
    *Rate discounts on the above are based on the following credit scores: 700 or greater – 3.00%, 650 to 699 – 2.50%, and 600 to 649 – 0.50%. Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans).

  • Home Loans

    • Home Loans

    Loan TypeResidence TypeRate*
    Variable - 5 Year AdjustablePrimary6.0%Apply Now
    Variable - 10 Year AdjustablePrimary6.50%Apply Now
    Variable - 5 Year AdjustableSecondary7.0%Apply Now
    Variable - 10 Year AdjustableSecondary7.50%Apply Now
    Home EquityPrimary7.0%Apply Now
    Home EquitySecondary8.0%Apply Now
    Land - 5 Year Adjustable6.0%Apply Now
    Land - 10 Year Adjustable6.50%Apply Now
    Construction7.0%Apply Now
    Fixed Rate MortgageContact UsApply Now
    *Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans). 

  • Personal & Title Loans

    • Personal Loans

    Loan TypeTermRateRate with Maximum Discount*
    Platinum Visa (with credit score 650 or >)Revolving8.00%7.75%Apply Now
    Platinum Visa (with credit score of less than 650)Revolving12.50%12.25%Apply Now
    Line of Credit24 Months14.50%14.25%Apply Now
    Overdraft24 Months14.50%14.25%Apply Now
    Personal60 Months12.75%12.50%Apply Now
    Platinum Personal60 Months8.50%8.25%Apply Now
    Student60-120 Months6.00%5.75%Apply Now
    Home Improvement60 Months6.50%6.25%Apply Now
    Short-term Personal (with credit score 650 or >)18 Months5.50%5.25%Apply Now
    Short-term Personal (with credit score of less than 650)18 Months10.50%10.25%Apply Now
    * Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans).

    Other Titled Collateral Loans

    YearTermRateRate with Maximum Discount*
    2021-202348 Months9.50%6.25%Apply Now
    2021-202360 Months10.0%6.75%Apply Now
    2020 & Older36 Months10.50%7.25%Apply Now
    2020 & Older48 Months10.75%7.50%Apply Now
    2020 & Older60 Months11.0%7.75%Apply Now
    *Rate discounts on the above are based on the following credit scores: 700 or greater – 3.00% 650 to 699 – 2.50% and 600 to 649 – 0.50%. Balloon note option available for amortization up to 15 years. Automatic payment rate discount is -0.25% (excluding mortgage, home equity, and share/CD secured loans).

    Print rates