Rates

Auto & Motorcycle Loans

YearTermRateRate with Maximum Discount* 
2018 – 202036 Months5.25%2.00%Apply Now
2018 – 202060 Months5.75%2.50%Apply Now
2018 – 202072 Months6.25%3.00%Apply Now
2018 – 202084 Months7.00%3.75%Apply Now
2017 & Older36 Months6.00%2.75%Apply Now
2017 & Older48 Months6.25%3.00%Apply Now
2017 & Older60 Months6.50%3.25%Apply Now
2017 & Older72 Months7.50%4.25%Apply Now

*Rate discounts on the above are based on the following credit scores: 650 or greater -3.00% and 600 or greater -1.00%. Automatic payment rate discount is -0.25% (excluding mortgage and home equity).

Home Loans

Loan TypeResidence TypeRate* 
Variable - 5 Year AdjustablePrimary3.50%Apply Now
Variable - 10 Year AdjustablePrimary4.00%Apply Now
Variable - 5 Year AdjustableSecondary4.50%Apply Now
Variable - 10 Year AdjustableSecondary5.00%Apply Now
Home EquityPrimary3.75%Apply Now
Home EquitySecondary4.75%Apply Now
Land - 5 Year Adjustable3.75%Apply Now
Land - 10 Year Adjustable4.25%Apply Now
Construction4.50%Apply Now
Fixed Rate MortgageContact UsApply Now

*Automatic payment rate discount is -0.25% (excluding mortgage and home equity). Real estate loan rates are based on the 6 month T-bill.

Personal Loans

Loan TypeTermRateRate with Maximum Discount* 
Platinum Visa (with credit score 650 or >)Revolving8.00%7.75%Apply Now
Platinum Visa (with credit score of less than 650)Revolving12.50%12.25%Apply Now
Line of Credit24 Months14.50%14.25%Apply Now
Overdraft24 Months14.50%14.25%Apply Now
Personal60 Months11.50%11.25%Apply Now
Platinum Personal60 Months7.25%7.00%Apply Now
Student60-120 Months6.00%5.75%Apply Now
Home Improvement60 Months4.25%4.00%Apply Now
Short-term Personal (with credit score 650 or >)18 Months3.25%3.00%Apply Now
Short-term Personal (with credit score of less than 650)18 Months8.25%8.00%Apply Now

* Automatic payment rate discount is -0.25% (excluding mortgage and home equity).

Titled Collateral Loans

YearTermRateRate with Maximum Discount* 
2018 – 202048 Months7.25%4.00%Apply Now
2018 – 202060 Months7.75%4.50%Apply Now
2017 & Older36 Months8.25%5.00%Apply Now
2017 & Older48 Months8.50%5.25%Apply Now
2017 & Older60 Months9.00%5.75%Apply Now

*Rate discounts on the above are based on the following credit scores: 650 or greater -3.00% and 600 or greater -1.00%. Balloon note option available for amortization up to 15 years. Automatic payment rate discount is -0.25% (excluding mortgage and home equity).