You acknowledge that in connection with your use of the Mobile Banking, MECE Credit Union and its affiliates and service providers, may receive and may share with one another names, domain names, addresses, passwords, telephone and device numbers, the content of messages, data files and other data and information provided by you or from other sources in connection with the Mobile Banking. MECE Credit Union and its service providers will maintain reasonable safeguards to protect the information from unauthorized disclosure or use, but reserve the right to use and disclose this information as reasonably necessary to deliver the Mobile Banking and as otherwise permitted by law, including compliance with court orders or lawful instructions from a government agency, to protect the personal safety of subscribers or the public, to defend claims, and as otherwise authorized by you. MECE Credit Union and its service providers also reserve the right to monitor use of the Mobile Banking for purposes of verifying compliance with all laws and regulations, these terms and conditions and any applicable license, but disclaim any obligation to monitor, filter, or edit any content. Restrictions on Use. You agree not to use the Mobile Banking in or for any illegal, fraudulent, unauthorized or improper manner or purpose. You further agree that your use of the Mobile Banking will be used in compliance with all applicable laws, rules and regulations, including all applicable state, federal, and international Internet, data, telecommunications, telemarketing, spam, and import/export laws and regulations, including U.S. Export Administration Regulations. Without limiting the foregoing, you agree that you will not use the Mobile Banking to transmit or disseminate:

I. junk mail, spam, or unsolicited material to persons or entities that have not agreed to receive such material or to whom you do not otherwise have a legal right to send such material;

II. material that infringes or violates any third partys intellectual property rights, rights of publicity, privacy, or confidentiality, or the rights or legal obligations of any wireless service provider or any of its clients or subscribers;

III. material or data, that is illegal, or material or data, as determined by MECE Credit Union (in its sole discretion), that is harassing, coercive, defamatory, libelous, abusive, threatening, obscene, or otherwise objectionable, materials that are harmful to minors or excessive in quantity, or materials the transmission of which could diminish or harm the reputation of MECE Credit Union or any third-party service provider involved in the provision of the Mobile Banking; or

IV. material or data that is alcoholic beverage-related (e.g., beer, wine, or liquor), tobacco-related (e.g., cigarettes, cigars, pipes, chewing tobacco), guns or weapons-related (e.g., firearms, bullets), illegal drugs related (e.g., marijuana, cocaine), pornographic-related (e.g., adult themes, sexual content), crime-related (e.g., organized crime, notorious characters), violence-related (e.g., violent games), death-related (e.g., funeral homes, mortuaries), hate-related (e.g., racist organizations), gambling-related (e.g., casinos, lotteries), specifically mentions any wireless carrier or copies or parodies the products or Services of any wireless carrier;

V. viruses, Trojan horses, worms, time bombs, cancel bots, or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data, or personal information;

VI. any material or information that is false, misleading, or inaccurate;

VII. any material that would expose MECE Credit Union, any third-party service provider involved in providing the Mobile Banking, or any other third party to liability.

Other important information
We may request access or permission to certain features from your mobile device, including your mobile devices’ (Bluetooth, calendar, camera, contacts, microphone, reminders, sensors, SMS messages, social media accounts, storage, etc.), and other features.  If you wish to change our access or permissions, you may do so in your device’s settings.

You may keep your account open with MECE Credit Union, even if you change jobs or move.  Once you are a member, you are a member for life.  Once an account is closed, you will no longer be able to access any information online about your account. If you would like to close your account, you may do so by using one of the following methods:
1. Contact us at 573-634-2595 and we will be happy to help you
2. Fax or email us a signed, written request that you would like to close your account.  You may fax this request to 573-635-9781 or email us at  You may also mail it to the following:  MECE Credit Union, PO Box 1586, Jefferson City, MO  65102