Rates

Auto & Motorcycle Loans

YearTermRateRate with Maximum Discount*
2022 – 202436 Months8.75%5.50%Apply Now
2022 – 202460 Months9.25%6.00%Apply Now
2022 – 202472 Months9.75%6.50%Apply Now
2022 – 202484 Months10.75%7.50%Apply Now
2021 & Older36 Months9.50%6.25%Apply Now
2021 & Older48 Months9.75%6.50%Apply Now
2021 & Older60 Months10.00%6.75%Apply Now
2021 & Older72 Months11.00%7.75%Apply Now

*Rate discounts on the above are based on the following credit scores: 700 or greater – 3.00%, 650 to 699 – 2.50%, and 600 to 649 – 0.5%. Automatic payment rate discount is -0.25% (excluding mortgage and home equity).

Home Loans

Loan TypeResidence TypeRate*
Variable - 5 Year AdjustablePrimaryContact UsApply Now
Variable - 10 Year AdjustablePrimaryContact UsApply Now
Variable - 5 Year AdjustableSecondaryContact UsApply Now
Variable - 10 Year AdjustableSecondaryContact UsApply Now
Home EquityPrimary8.00%Apply Now
Home EquitySecondary9.00%Apply Now
Land - 5 Year Adjustable7.00%Apply Now
Land - 10 Year Adjustable7.50%Apply Now
Construction8.00%Apply Now
Fixed Rate MortgageContact UsApply Now

*Automatic payment rate discount is -0.25% (excluding mortgage and home equity). 

Personal Loans

Loan TypeTermRateRate with Maximum Discount*
Platinum Visa (with credit score 650 or >)Revolving8.00%7.75%Apply Now
Platinum Visa (with credit score of less than 650)Revolving12.50%12.25%Apply Now
Line of Credit24 Months14.50%14.25%Apply Now
Overdraft24 Months14.50%14.25%Apply Now
Personal60 Months13.00%12.75%Apply Now
Platinum Personal60 Months9.00%8.75%Apply Now
Student60-120 Months6.00%5.75%Apply Now
Home Improvement60 Months7.00%6.75%Apply Now
Short-term Personal (with credit score 650 or >)18 Months6.00%5.75%Apply Now
Short-term Personal (with credit score of less than 650)18 Months11.00%10.75%Apply Now

* Automatic payment rate discount is -0.25% (excluding mortgage and home equity).

Other Titled Collateral Loans

YearTermRateRate with Maximum Discount*
2022-202448 Months9.75%6.50%Apply Now
2022-202460 Months10.25%7.00%Apply Now
2021 & Older36 Months10.75%7.50%Apply Now
2021 & Older48 Months11.00%7.75%Apply Now
2021 & Older60 Months11.25%8.00%Apply Now

*Rate discounts on the above are based on the following credit scores: 700 or greater – 3.00%, 650 to 699 – 2.50%, and 600 to 649 – 0.5%. Balloon note option available for amortization up to 15 years. Automatic payment rate discount is -0.25% (excluding mortgage and home equity).