Vehicle & Street Legal Motorcycle Loans

YearRateWith Max DiscountTerm
2017-20195.25%2.00%36 Months
2017-20195.75%2.50%60 Months
2017-20196.25%3.00%72 Months
2017-20197.00%3.75%84 Months
2016 & Older6.00%2.75%36 Months
2016 & Older6.25%3.00%48 Months
2016 & Older6.50%3.25%60 Months
2016 & Older7.50%4.25%72 Months
Rate discounts on the above are based on the following credit scores: 650 or greater -3.00% and 600 or greater -1.00%
Automatic payment rate discount is -0.25% (excluding mortgage and home equity)

 

Titled Collateral & Farm Equipment Loans

YearRateWith Max DiscountTerm
2017-20197.25%4.00%48 Months
2017-20197.75%4.50%60 Months
2016 & Older8.25%5.00%36 Months
2016 & Older8.50%5.25%48 Months
2016 & Older9.00%5.75%60 Months
Rate discounts on the above are based on the following credit scores: 650 or greater -3.00% and 600 or greater -1.00%
Balloon note option available for amortization up to 15 years.
Automatic payment rate discount is -0.25% (excluding mortgage and home equity)

 

Personal Loans

Type of LoanRateWith Max DiscountTerm
Student Loan6.00%5.75%60/120
Home Improvement Loan4.25%4.00%60
Line of Credit14.50%14.25%24
Overdraft14.50%14.25%24
Personal Loan11.50%11.25%60
Platinum Personal7.25%7.00%60
Classic Visa12.50%12.25%Revolving
Platinum Visa8.00%7.75%Revolving
Short-term Personal (with credit score 650 or >)3.25%3.00%18 Months
Short-term Personal (with credit score of less than 650)8.25%8.00%18 Months
Automatic payment rate discount is -0.25% (excluding mortgage and home equity)

 

Real Estate Loans

Type of LoanRate
Variable - 5 Year Adjustable - Primary Residence3.75%
Variable - 10 Year Adjustable - Primary Residence4.25%
Variable -5 Year Adjustable - Secondary Residence4.75%
Variable -10 Year Adjustable - Secondary Residence5.25%
Home Equity - Primary Residence5.00%
Home Equity - Secondary Residence6.00%
Land - 5 Year Adjustable4.75%
Land - 10 Year Adjustable 5.25%
Construction5.50%
Fixed Rate MortgageContact us for current rates
Automatic payment rate discount is -0.25% (excluding mortgage and home equity)
Real estate loan rates are based on the 6 month T-bill