Certificate of Deposits

Do you have extra money in your savings account or money that you would like to earn interest on without having the temptation to spend it? Certificates of Deposit are your answer!

Certificates of Deposit are investment tools that pay a high return on investments for a fixed period of time. Certificate of Deposits can help you save and earn money at the same time. MECE Credit Union offers 3, 6, 12, 18, 24, 36, 48, and 60 month certificates and requires a $500.00 minimum investment. Certificates of Deposit compound interest quarterly, which increases your annual yield.

Children’s Certificates of Deposit may be opened and require only a $100.00 minimum investment.  MECE Credit Union considers children to be under the age of 18 to open.

MECE Credit Union offers a bump-up option on regular and children’s certificates with terms of 24, 36, 48, and 60 months. This allows you to “bump-up” your existing certificate rate to the current rate within the same term, without changing the maturity date of the certificate.

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