We offer competitive and attractive rates in our robust line-up of deposit and retirement products. You’ll earn even more on your regular checking account balance with MECE CU. Review our rate options below.

MECE Account Rates

Account TypeRateAPY
Christmas1.25%Dividends pay annually on September 30th
Vacation1.25%Dividends pay annually on April 30th
My Club1.25%Dividends pay annually on anniversary date
Club Accounts have a maximum deposit limit of $10,000


Certificates of Deposit

MaturityMin DepositRateAPY
3 Months$5001.10%1.10%
6 Months$5001.50%1.51%
12 Months$5001.90%1.91%
18 Months$5001.95%1.96%
24 Months$5002.00%2.02%
36 Months$5002.10%2.12%
48 Months$5002.20%2.22%
60 Months$5002.30%2.32%
Dividends are paid quarterly and children CDs (members under the age of 18) may be opened with a minimum of $100.


IRA & HSA Certificates of Deposit

MaturityMin DepositRateAPY
3 Months$5001.10%1.11%
3 Months Jumbo IRA$100,0001.25%1.26%
6 Months$5001.50%1.51%
6 Months Jumbo IRA$100,0001.65%1.66%
12 Months$5001.90%1.92%
12 Months Jumbo IRA$100,0002.05%2.07%
18 Months$5001.95%1.97%
18 Months Jumbo IRA$100,0002.10%2.12%
24 Months$5002.00%2.02%
24 Months Jumbo IRA$100,0002.15%2.17%
36 Months$5002.10%2.12%
36 Months Jumbo IRA$100,0002.25%2.27%
48 Months$5002.20%2.22%
48 Months Jumbo IRA$100,0002.35%2.38%
60 Months$5002.30%2.32%
60 Months Jumbo IRA$100,0002.45%2.48%
Dividends are paid monthly
IRA Share accounts pay monthly dividends at the same rate as savings accounts.