We offer competitive and attractive rates in our robust line-up of deposit and retirement products. You’ll earn even more on your regular checking account balance with MECE CU. Review our rate options below.

MECE Account Rates

Account TypeRateAPY
Savings0.75%0.75%
Checking0.25%0.25%
HSA2.00%2.02%
Christmas1.25%Dividends pay annually on September 30th
Vacation1.25%Dividends pay annually on April 30th
My Club1.25%Dividends pay annually on anniversary date
Club Accounts have a maximum deposit limit of $10,000

 

Certificates of Deposit

MaturityMin DepositRateAPY
3 Months$5000.80%0.80%
6 Months$5000.85%0.85%
12 Months$5000.90%0.90%
18 Months$5000.95%0.95%
24 Months$5001.00%1.00%
36 Months$5001.10%1.10%
48 Months$5001.20%1.21%
60 Months$5001.35%1.36%
Dividends are paid quarterly and children CDs (members under the age of 18) may be opened with a minimum of $100.

 

IRA & HSA Certificates of Deposit

MaturityMin DepositRateAPY
3 Months$5000.80%0.80%
3 Months Jumbo IRA$100,0000.95%0.95%
6 Months$5000.85%0.85%
6 Months Jumbo IRA$100,0001.00%1.00%
12 Months$5000.90%0.90%
12 Months Jumbo IRA$100,0001.05%1.06%
18 Months$5000.95%0.95%
18 Months Jumbo IRA$100,0001.10%1.11%
24 Months$5001.00%1.00%
24 Months Jumbo IRA$100,0001.15%1.16%
36 Months$5001.10%1.11%
36 Months Jumbo IRA$100,0001.25%1.26%
48 Months$5001.20%1.21%
48 Months Jumbo IRA$100,0001.35%1.36%
60 Months$5001.35%1.36%
60 Months Jumbo IRA$100,0001.50%1.51%
Dividends are paid monthly
IRA Share accounts pay monthly dividends at the same rate as savings accounts.