We offer competitive and attractive rates in our robust line-up of deposit and retirement products. You’ll earn even more on your regular checking account balance with MECE CU. Review our rate options below.

MECE Account Rates

Account TypeRateAPY
Christmas1.25%Dividends pay annually on September 30th
Vacation1.25%Dividends pay annually on April 30th
My Club1.25%Dividends pay annually on anniversary date
Club Accounts have a minimum deposit limit of $10,000


Certificates of Deposit

MaturityMin DepositRateAPY
3 Months$5001.10%1.10%
6 Months$5001.60%1.61%
12 Months$5002.25%2.27%
18 Months$5002.40%2.42%
24 Months$5002.60%2.63%
36 Months$5002.80%2.83%
48 Months$5002.90%2.93%
60 Months$5003.10%3.14%
Dividends are paid quarterly and children CDs (members under the age of 18) may be opened with a minimum of $100.


IRA & HSA Certificates of Deposit

MaturityMin DepositRateAPY
3 Months$5001.10%1.11%
3 Months Jumbo IRA$100,0001.25%1.26%
6 Months$5001.60%1.61%
6 Months Jumbo IRA$100,0001.75%1.76%
12 Months$5002.25%2.27%
12 Months Jumbo IRA$100,0002.40%2.43%
18 Months$5002.40%2.43%
18 Months Jumbo IRA$100,0002.55%2.58%
24 Months$5002.60%2.63%
24 Months Jumbo IRA$100,0002.75%2.78%
36 Months$5002.80%2.84%
36 Months Jumbo IRA$100,0002.95%2.99%
48 Months$5002.90%2.94%
48 Months Jumbo IRA$100,0003.05%3.09%
60 Months$5003.10%3.14%
60 Months Jumbo IRA$100,0003.25%3.30%
Dividends are paid monthly
IRA Share accounts pay monthly dividends at the same rate as savings accounts.