MECE Credit Union
PO Box 1586
Jefferson City, MO 65102
(573)634-2595
Fax - (573)635-9781

mececu@mececu.com


REAL ESTATE LOAN RATES
Loan rates are subject to change on a daily basis. Please contact the credit union for current rates.
 
RATE
(APR)
TERM
FIRST MORTGAGE VARIABLE
(Minimum of 5.0%)
2.50% Above the 6 month
T-Bill
360
SECOND HOME OR INVEST. VARIABLE

(Minimum of 6.0%)
3.50% Above the 6 month
T-Bill

360
HOME EQUITY
(PRIMARY RESIDENCE)
(Minimum of 5.50%)
3.50% Above the 6 month T-Bill
Maximum
360
CURRENT HOME EQUITY RATE
6.00%
Maximum
360
HOME EQUITY
(SECOND INVESTMENT)
(Minimum of 6.50%)
4.50% Above the 6 month T-Bill
Maximum
360
CURRENT HOME EQUITY SECOND INVESTMENT RATE
6.50%
Maximum
360
CONSTRUCTION LOANS
(Minimum of 5.50%)
3.50% Above the 6 month T-Bill
Maximum
12
CURRENT CONSTRUCTION LOAN RATE
5.50%
 
FIXED RATE MORTGAGE
PLEASE CONTACT CREDIT UNION
FOR INTEREST RATE
 
LAND LOANS
(Minimum of 5.50%)
3.50% Above the 6 month T-Bill
Maximum
360
CURRENT LAND LOAN RATE
5.50%
Amortized for up to 30 Years