MECE Credit Union
PO Box 1586
Jefferson City, MO 65102
(573)634-2595
Fax - (573)635-9781
mececu@mececu.com
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Loan rates are subject to change on a daily
basis. Please contact the credit union for current rates. |
COLLATERAL LOANS
AUTO & TRUCK
(Defined as current year or not having been titled with less
than 15,000 miles)
90% LIMIT OF LIST PRICE |
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RATE
(APR) |
WITH DISCOUNTS |
NO. OF MONTHS |
| 2007-2008 |
7.00% |
4.75% |
UP TO 72 MONTHS |
| 2004-2006 |
7.25% |
5.00% |
36 MONTHS |
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7.50% |
5.25% |
48 MONTHS |
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7.75% |
5.50% |
60 MONTHS |
USED AUTO AND TRUCK
(80% OF NADA VALUE) |
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RATE
(APR) |
WITH DISCOUNTS |
NO. OF MONTHS |
| 2003& OLDER |
8.25% |
6.00% |
36 MONTHS |
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8.75% |
6.50% |
48 MONTHS |
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9.00% |
6.75% |
54 MONTHS |
OTHER TITLED COLLATERAL AND FARM EQUIPMENT |
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RATE
(APR) |
WITH DISCOUNTS |
NO. OF MONTHS |
| 2004-2008 |
8.25% |
6.00% |
48 MONTHS |
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8.75% |
6.50% |
60 MONTHS |
$30,000 Balance or greater |
9.25% |
7.00% |
UP TO 120 MONTHS |
| 2003 & OLDER |
9.25% |
7.00% |
36 MONTHS |
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9.50% |
7.25% |
48 MONTHS |
DISCOUNTS GRANTED FOR: TITLED COLLATERAL
AND FARM EQUIPMENT |
GOOD CREDIT HISTORY |
credit score 700 or > - 2.25% |
credit score 650 or > - 1.0% |
credit score 600 or > - .50% |
SHARE AND CD SECURED LOANS ARE 2% OVER INTEREST
BEING EARNED |
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